Installment for 12 – 120 months

Monthly Interest: 1.2% - 1.5% Month (Unsecured Loan)

Loan Repayment Scheme Table

9%18%36%54%72%90%
Loan Amount(RM)6 mths12 mths24 mths36 mths48 mths60 mths
1,000181.6698.356.742.835.831.7
5,000908.3491.7283.3213.9179.2158.4
10,0001,816.70983.3566.7427.8358.3316.7
20,0003,633.301,966.701,133.30855.6716.7633.3
50,0009,033.304,916.702,833.302,138.901,791.701,583.30
80,00014,533.307,866.704,533.303,422.202,866.702,533.30
100,00018,166.709,833.305,666.704,277.803,583.303,166.70
300,00054,500.0029,500.0017,000.0012,833.3010,750.009,500.00
500,00090,833.3049,166.7028,333.3021,388.9017,916.7015,833.30
1,000,000181,666.7098,333.3056,666.7042,777.8035,833.3031,666.70

Installment for 12 – 120 months

Monthly Interest: 0.8% - 1% Month (Collateral)

Loan Repayment Scheme Table

6%12%24%36%48%60%
Loan Amount(RM)6 mths12 mths24 mths36 mths48 mths60 mths
1,000176.793.351.737.830.826.7
5,000883.3466.7258.3188.9154.2133.4
10,0001,766.70933.3516.7377.8308.3266.7
20,0003,533.301,866.671,033.30755.5616.7533.3
50,0008,833.304,666.702,583.301,888.901,541.701,333.30
80,00014,133.307,466.704,133.303,022.202,466.702,133.30
100,00017,666.709,333.305,166.703,777.803,083.302,666.70
300,00053,000.0028,000.0015,500.0011,333.309,250.008,000.00
500,00088,333.3046,666.7025,833.3018,888.9015,416.7013,333.30
1,000,000176,666.7093,333.3051,666.7037,777.8030,833.3026,666.70

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Customer Testimonials

We have quite a number of long term customers
They loves us!

Mr.Heng Bui Teng Partner – Business

“I was so impressed by their service and them showing quick approval to make the loan happen. The rate was so low compare to other. I highly recommend Esprit for all of your loan needs!”

En.Abu Taffian - Government Servant

“Esprit was very helpful in getting me a loan in as quick a time as possible when I really needed a financial boost times around Hari Raya. I will use their service again if the need arises and highly recommend them. The consultant were very friendly and helpful. THANK GUYS!”

Ms.Chin Yee Ying - Worker

“ I’m so great to know Esprit. My gold and jewelry was valued with reasonable price compare to other money lender and institution”

Mr.Gan Heng Tek - Technician

"Last year I was helped by Esprit to full fill my dream. They helping me on the first 10% of deposit for my new house”.